What These Conditions Actually Cover
Access to nettoti is permitted only where local law in Indonesia allows it. We do not determine eligibility on your behalf — that responsibility sits with you, based on your region and applicable regulations. By opening an account, you confirm that access is lawful where you
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are. Your account is personal and non-transferable; sharing login credentials or account wallets with another person violates these terms and may result in account suspension. Wallet-linked payments through DANA, OVO, or GoPay are tied to your verified account only. Transactions initiated via these e-wallets are processed
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under the terms of both nettoti and the respective wallet provider. If there is a discrepancy between a wallet transaction record and our account ledger, our records govern pending any formal dispute process. We retain the right to update these conditions when regulatory or operational requirements
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change. When we do, we post the revised version here at nettoti/legal and the change takes effect from the date shown. Continued use of your account after an update constitutes acceptance of the revised terms. If you disagree with an update, the correct step is to
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close your account and stop using the platform before the effective date.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.